CNP White Papers
The Winding Road Toward IoT Commerce: Considering the Opportunities and Risks of Selling Through Connected Devices
The Internet of Things (IoT) consists of billions of connected devices—a number that will quickly accelerate—enabling rich, frictionless shopping experiences. But, while plenty of innovators are thinking about, and working on how to deliver those experiences, experts say relatively few are thinking about the associated risks. Get our white paper to learn what IoT commerce will do to data creation and storage requirements, how bots and botnets can turn our devices against us, which vulnerabilities specifically affect digital goods sellers and what this all means to merchants.
Bots are able to test hundreds of millions of username/password combinations stolen in data breaches across the Internet at scale, yielding a significant number of valid login credentials fraudsters can then use to take over accounts, becoming the most dangerous
The number and variety of online accounts that contain
False positives are a bogeyman that fraud professionals
Online fraud is exploding and, at the moment, account takeover (ATO) is a major culprit. Hackers are stealing username/password combos in droves—information that consumers are using multiple times, compromising their own identities and giving fraudsters the tools they need to operate under the guise of a trusted customer. Get our white paper to learn how to detect and prevent ATO fraud by fraudsters who utilize stolen
Most fraud teams begin with one person responding to customers who are calling because they saw an unfamiliar charge on their credit card bill. Or, maybe a company is experiencing chargebacks for the first time and one person is tasked to learn about the issue. In any event, for small merchants, the process is intensely manual. As a company grows, it may add a person or two, but merchants can gain substantial size without significantly altering the way they fight fraud. This can result in a personal cost for the employees. Get this white paper to learn how to manage growth and fraud prevention in an 'always on' environment.
Understand the e-gift card landscape: Get this white paper to understand actionable recommendations that will mitigate your risk in a channel where fraud is taking an increasingly significant bite out of revenue, examine the full scope of gift card fraud and learn how to identify and prevent fraud schemes affecting open-loop, closed-loop and e-gift cards while maintaining a healthy sales flow.
As veritable oceans of stolen usernames and passwords become available for sale and mobile develops into the preferred method of accessing the Internet, e-commerce businesses large and small are reporting significant increases in a new method of attack. Account takeover and account creation fraud are on the rise. Get this white paper to better understand account takeover fraud and the options available to protect yourself and your customers from this new scourge.
How a merchant chooses to present itself to consumers through its Website in another country will contribute mightily to the success that merchant enjoys in that part of the world. Another factor that varies, naturally, from region to region around the world is currency. Offering products and services in a currency a consumer is comfortable with is vital, but comes with pitfalls. Get this white paper to understand how to manage multiple conversion options to optimize cross-border e-commerce.
Today, customers expect their digital experience to be faster, more convenient and more secure than ever before. This is becoming even more evident in the financial services industry. Get our white paper to learn the 5 key considerations to align your payment security to your digital business strategy and help build a secure e-commerce strategy centered on customer value, while also facilitating a broader digital business transformation plan focused on competitive advantage.