Best Identity Verification and Authentication Solution
CardinalCommerce, the winner of the online vote of customers in the Best ID Verification/Authentication Solution category, has won the award for the third time in the last four years. Cardinal, acquired by Visa in 2017, has helped digital merchants increase sales, reduce fraud and provide a better checkout experience for legitimate buyers for nearly two decades.
Cardinal supports merchants and issuers via the Cardinal Authentication Network, with solutions that share transaction, device and consumer data with issuers, along with its intelligence and analytics, so most transactions can be authenticated with minimal checkout impact.
Cardinal can automatically route transactions between 3DS 1.0 & EMV 3DS, based on the issuer, so merchants using EMV 3DS can take advantage of more 3DS benefits. The company also offers mobile SDKs to handle the initiation of an EMV 3DS transaction for native mobile apps, and it has decreased latency during authentication, to 800 milliseconds.